Asheville Insurance Agent, Smart Insurance Agency
Asheville Insurance Agency providing Auto Insurance, Home Insurance and Business Insurance

Our Staff

We Work Hard to Earn Your Business.

  Rick Smart   Rick is the Owner of Smart Insurance LLC.  His career began as a claims adjuster and joined Waddell, Sluder, Adams & Co in 1997.  He ran the retail insurance agency through 2015.  At this point he purchased the agency from his two business partners, renaming to Smart Insurance Agency.  Rick enjoys spending time with 7 grandchildren, canoeing and fishing the Boundary Waters, boating and is involved in youth league basketball.   He is a Pittsburgh Steelers fan and Carolina Tarheels fan.  

Rick Smart

Rick is the Owner of Smart Insurance LLC.  His career began as a claims adjuster and joined Waddell, Sluder, Adams & Co in 1997.  He ran the retail insurance agency through 2015.  At this point he purchased the agency from his two business partners, renaming to Smart Insurance Agency.

Rick enjoys spending time with 7 grandchildren, canoeing and fishing the Boundary Waters, boating and is involved in youth league basketball.   He is a Pittsburgh Steelers fan and Carolina Tarheels fan.  

  Rhonda Beck   Rhonda began working in insurance in 1976.  She has worked with numerous Insurance Agencies in the area including Canton Insurance Agency and Southern Commercial Insurance Agency.  Rhonda joined Waddell, Sluder, Adams & Co. / Smart Insurance Agency back in 1999.   Rhonda enjoys spoiling her grandchildren, cross-stitch and  college basketball (Go Heels!)  She is a proud Mother of two, and Grandmother of five, ranging in ages of 3 to 18.

Rhonda Beck

Rhonda began working in insurance in 1976.  She has worked with numerous Insurance Agencies in the area including Canton Insurance Agency and Southern Commercial Insurance Agency.  Rhonda joined Waddell, Sluder, Adams & Co. / Smart Insurance Agency back in 1999. 

Rhonda enjoys spoiling her grandchildren, cross-stitch and  college basketball (Go Heels!)  She is a proud Mother of two, and Grandmother of five, ranging in ages of 3 to 18.

  Suzanne Hartwell   Suzanne began working in insurance in 2004 with NC Farm Bureau.  Suzanne has worked for various agencies including Whiting Insurance in Florida and Allstate in Salisbury NC.  Suzanne returned to Asheville in 2014, when she joined Smart Insurance Agency.    Suzanne is a proud mother of two and enjoys horseback riding, reading, bowling and spending time with family and friends.  She is a Carolina Panthers, Tarheels and Boston Redsox fan.   

Suzanne Hartwell

Suzanne began working in insurance in 2004 with NC Farm Bureau.  Suzanne has worked for various agencies including Whiting Insurance in Florida and Allstate in Salisbury NC.  Suzanne returned to Asheville in 2014, when she joined Smart Insurance Agency.  

Suzanne is a proud mother of two and enjoys horseback riding, reading, bowling and spending time with family and friends.  She is a Carolina Panthers, Tarheels and Boston Redsox fan.

 

  Mal Gambill   Mal is the former Owner and President of Gambill Insurance Agency.  He earned the Certified Insurance Counselor (CIC) designation in July 2000 and is also a graduate of the Insurance Executive Program at Appalachian State University.  Mal was inducted into the Youth Baseball Hall of Fame in July 2008 (umpire).  He lives in Hendersonville, NC and partnered with Smart Insurance Agency in April 2015.

Mal Gambill

Mal is the former Owner and President of Gambill Insurance Agency.  He earned the Certified Insurance Counselor (CIC) designation in July 2000 and is also a graduate of the Insurance Executive Program at Appalachian State University.

Mal was inducted into the Youth Baseball Hall of Fame in July 2008 (umpire).  He lives in Hendersonville, NC and partnered with Smart Insurance Agency in April 2015.